I am definitely a warmer weather kind of person. Living room windows stay open as soon as it is ~50F. I don’t mind a cold house, but below 10 is too cool for me. I would feel so good if my husband didn’t insist on keeping our house above 80 degrees F at all times, sometimes warmer. ;-) Just kidding! I have an electric blanket that I turn on for 2 hours before bed but turn it off when I get in. But with us, we consider it a luxury to let the temperature dip down to 78 rather than keeping it at 80 (and the difference feels huge). It’s not comfortable at all! (It’s probably worth noting that I live in Minnesota, which doesn’t exactly help). I always used to be cold, and what’s fantastic about living in a cold house is your internal thermostat is forced to adapt. We have no kids, and we still need TONS of help with cleaning. Keeping your home on the cooler side, deters these unwelcome guests. This means that it can produce heat in order to keep your house warm when it is too cold. If the cold is a deal breaker for you, then it’s worth paying for heat. Focus on the temperature in your body, not the house. Top of the list after retirement is to attack that problem and load up on better insulation! I wish we could get there on maids — it would give us SO MUCH peace of mind, because we certainly don’t have time for real cleaning. In any calendar year in which affiliate income fully covers the cost of web hosting, photo editing and email list maintenance (currently $150/month+), I will donate all earnings above and beyond expenses to charity directly or to our donor advised fund for charitable giving, for the remainder of that year. Haha — that’s why PF is personal! We chose the latter! At 53 the heat runs much more than at 52….seems to be the break point. She always had the very best skin and hand creams when I knew her. Your body does adjust! I also sleep much better in the winter under a wool blanket, down comforter and several other blankets. I usually keep it around 70 during the day. There are MANY gaps, allowing cold air/wet/moisture in. :-) As for camera tips, most of our photos here are just iPhone photos, because we rarely want to lug around the “real” camera. We especially can’t (choose not to?) Obviously, a cooler house isn’t going to have you shedding pounds like crazy but it can add up! Allowing your body to be cold is great for your metabolism. Now if I could just convince Mr. AR to give up the AC…, That was pretty much our first experience exactly. ), We’re in similar but opposite situations in that we run the AC warmer than most around here. Just got back from skiing in Utah last week and forgot just how blue that sky is and what skiing on real snow is! So here goes confession time: (That’s 13 degrees Celcius.) Especially when the bizarro-logic attached to the thermostat sometimes means sacrificing our comfort and maybe even our safety. (“We” meaning the two of us — Mr. ONL and I — not this blogging community. As I dig deeper, I find evidence to the contrary or rather that … You actually get used to it — your body adjusts and you don’t feel cold. SD is constantly windy and winters get well below freezing – the lowest we’ve seen in our two years here was -20 with wind chill pushing it to around -30 to -35. But, fortunately, it’s not a competition to out-frugal each other. Geesh that’s a lot of money on energy for keeping your place at 56F! :-) But I’d say: Take your time, take several shots in each place to give yourself options, and start to get attuned to the light. We have an interesting strategy to make the most of the heat we do allow though. Worth checking out! Good for you for spending on what’s important to you! :-) (Though I will confess that I totally love it too.) I know when we travel to colder parts of the world, it seems really cold to us, but when people visit us (in Australia) they think it is really hot and we are wearing our warmest jackets and might even dig out a scarf if we can find it in the back of the wardrobe! Oh, I really dislike hearing stories like that, of people who are so cheap they make things unnecessarily unpleasant for themselves or, worse, loved ones! I really wish I could be the 56 degree house, but I just can’t do it… I literally shiver! We’re frugal in so many areas these days that this isn’t even a big deal to us anymore, but I do have a theory on why energy savings are so important to us (and maybe to you as well), beyond the obvious (and significant) fossil fuel, earth related issues: we hate the unknown aspect of the bill. We’re going well into the midnight hours. :-) Our gas bill was always super cheap when we lived in the city, so in all honesty, we didn’t think it would jump so much when we bought our house in the mountains. That’s really awesome to hear about others you know. I still can’t believe that you buy organic on $200 a month… do you eat like Gwyneth Paltrow?? Don’t get me wrong, we still clean between maid visits, but it’s nice knowing we don’t have to use our down-time to do lots of deep cleaning. I keep my place at 80f. A lot of our so-called frugal choices boil down to efficiency. Hadn’t heard that before but it makes sense. Also, I have a candelabra which holds 11 tapers, and they will warm up the dining room. Though I love the mountains, I could never live there full-time. I’ll have plenty of opportunity to test out some of these theories as we’re moving from the South to New England next month. Every once in a while, I turn off the light on someone who is in the room. :). Another culprit is a poorly ventilated laundry. Okay, like I said saving money because you are using the heater less is a bit of a no brainer. We have a woodstove and do that sometime, but don’t want to buy enough expensive firewood to keep our house toasty. Wish we could do military showers… but it’s too cold! Have you given up anything crazy, like reasonable indoor heating, in the interest of frugality? Hiya friends! Then it drops back down at night. And judging by today’s comments, you’re not alone. With the cold weather set to continue in may regions, it’s important to know how to keep your house warm when the temperatures drop. But that’s for the AC and not the heater. Even now living in the city times are tight. Within a few minutes I’m totally acclimated. High five for you guys! Not sure why that is, but it’s to the point I actually wear long johns under my clothes to work every day in the winter! I LOVE Ken Ilgunas. We generally keep our house at 19C but from 9:30 PM to 9 AM the thermostat is kept at 16C. And that is really cheap heat without a lot of fuss. A couple years ago my furnace died. :-) Though what’s our excuse? I do not like the cold. “This means these homes are heated when no-one is there to benefit and then the home is too cold when people are in the home,” the experts said. And after your post about living in the cold, I bought a water bottle, and it has CHANGED MY LIFE. After traveling all week, or part of a week, do you want to come home to find the house dusty, un-vacuumed, floor not mopped, and bathrooms a disaster? Drop your thermostat just 3 degrees and you can knock off about 10% off your bill! Sometimes in the morning I get that shiver, that brrr it’s cold. I don’t think that being frugal is not crazy at all and is more reality. Your body has to use more energy when it’s just a bit chilly in your home; all that energy used means calories burned. 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